Hyundai Finance®.
A range of car finance options to meet your needs and help you get that new or pre-owned Hyundai sooner rather than later.
Hyundai Finance®
offering you more.
No matter who you are or which Hyundai you have your eye on, we have a range of finance options available, for both private and business use, at your local dealership. We're making the overall buying process all the more convenient.
Hyundai CarPlan®
What is Hyundai CarPlan®[H1]? It is one of our finance products that gives you increased flexibility every time you buy from us. The benefit is that at the end of your finance contract you can choose to pay any amounts owing on the contract to keep the car, trade it in for a newer Hyundai or return it and use the agreed Guaranteed Future Value that will meet any amount owing under the finance contract[H1]. It's up to you!
Consumer Loan.
What is a consumer loan? A consumer loan is an arrangement where Hyundai Finance® lends you the money to buy whichever new or pre-loved Hyundai you like. You then pay it off over the term and once the loan is repaid the car is all yours![H2]
Chattel Mortgage Loan.
What is a chattel mortgage loan? This is an attractive option when your vehicle will be used for business purposes at least 50% of the time. As a result, you may be able to claim tax deductions including depreciation.*
Why choose Hyundai Finance®?
The value of your Hyundai.
In most cases, the value of your Hyundai is all the security we need, to provide you with one of our finance solutions.
Choose your term.
Depending on the finance option best suited for your needs you may also be able to select the loan term from 2 years to 7 years. For Hyundai CarPlan®[H1] the contract term can be for 36 or 48 months only.
Expert knowledge.
Contact us or come into a dealership to speak with one of our expert finance managers who’ll help you choose the best finance option for your needs.
All inclusive finance.
We may also be able to finance the upfront costs related to purchasing your vehicle, making the process that little bit simpler.
Flexible payment options.
Make the choice to pay fortnightly or monthly as best suits your needs as well as whether to make payment via EFT or direct debit.
Tailored repayment options.
Choose to pay a deposit upfront or opt to make a balloon payment at the end of your loan term – either will help reduce your regular repayments.
How Hyundai Finance® works.
Your car finance journey starts here - calculate your estimated repayments online[H3]
and then reach out to one of our friendly finance managers so we can help you each step of the way.
Step 1: Calculate your estimated repayments online[H3].
Use our flexible loan calculator below to research what your loan repayment options may be.
Step 2: Get assistance[H2].
Our finance specialists are ready to answer all your questions. Come into a dealership or give us a call to continue your finance journey.
Step 3: Apply for the loan.
Agree on a finance solution, apply for the loan and (if approved) sign your contract and drive away in your new Hyundai vehicle.
Common finance questions.
We know that working out the best finance option can be hard work.
So, to help you get you started, below are some commonly asked questions along with their general answers[H2].
- What do I need to apply for finance?
When applying for Hyundai Finance please have the following documents ready to confirm your identity and so we can better understand your financial position. This all helps us to identify an appropriate finance option.
- Current driver's licence or proof of identity
- Proof of income - 3 consecutive pay slips
- If a homeowner, proof of ownership such as council rates notice or title
- What happens at the end of my finance period?
This depends on the finance option you choose to go with. For most this will mean that you now own your car outright, for others it will mean that a range of options may be available. For example, this may be the opportunity to trade it in, return the vehicle and access the agreed Guaranteed Future Value[H1] to repay the loan balance or even upgrade to a new model on a new finance plan. Regardless, this will all be explained to you at the outset of the process so you know right from the start what to expect at the end.
- What is the eligibility criteria for a Business Loan?
As finance for business is a little different to a personal loan there are some additional criteria you may need to be aware of to help process your request and to get the right solution for your business. Depending on the structure of your business, these additional criteria may include;
- Proof of ABN and Business Registration.
- BAS and bank statements
- Business financials (depending on how long your business has been operating)
Your business manager will be able to advise you what information is required.
Disclaimers.
Finance is provided by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211. Finance to approved applicants only. Credit criteria, fees, charges and T&Cs apply.
Hyundai Carplan® and Hyundai Finance® are registered trademark of Hyundai Motor Company.
[H1] The Hyundai CarPlan from Hyundai Finance (HF) is a feature which ensures you receive the Guaranteed Future Value (GFV) (determined by HF) at the end of the term, subject to terms and conditions. The GFV is the minimum future value of your vehicle as determined by HF and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Hyundai vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, HF, or another person or entity with HF's agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance trading as Hyundai Finance ABN 31 609 859 985 Australian credit licence 483211.
[H2] The finance information provided on this website by Allied Retail Finance Pty Ltd trading as Hyundai Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
[H3] This calculator is indicative only, and may not take into account your personal circumstances, finance offer changes, fees, charges and interest rate differences. The results of this calculator should not be relied upon for the purpose of a loan application, and are not an offer for the purpose of obtaining finance.
Callaghan Hyundai
Callaghan Hyundai - Sales
1165 Raglan Parade,WarrnamboolVictoria3280
Phone: (03) 5561 8710
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